As a loan officer at Paddio Home Loans, Nic provides his clients with the information necessary to make confident decisions about financing their American dream. Each dream is different, and no two look the same. Nic takes pride in providing education for his clients all while finding the best possible loan program to make their dream come true.
Nic loves to be outdoors. He enjoys spending time with his fiancé, step-daughter, and dog. In his free time, Nic likes to play basketball and go on hikes. Nic comes from the service industry, so he is no stranger to giving you five-star service with a smile.
See what 44 customers have said about Nic.
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My experience with Nicholas Ugolini was nothing short of spectacular. From the outset, Nick demonstrated a level of dedication and accessibility that I hadn't expected but greatly appreciated. He was always just a phone call away, eager to answer any questions and ensure I thoroughly understood the loan process. What set Nick apart was not just his professionalism but his genuine care and willingness to go the extra mile. It was truly an honor to be connected with Nick. He has become more than just my loan officer; he's become a great friend. His positive personality and expertise made every interaction a pleasure. Nick's exceptional service deserves recognition, and he certainly earns a 6 out of 5-star rating in my book.
Very friendly and helpful.
His stillness to go the extra mile, to make sure we got everything done was awesome. He made things more enjoyable. He was positive even when we were doubtful. He is an asset to the Paddio Mortgage Company team.
I had some difficulties getting approved for my loan, but Nicholas Ugolini wouldn't quit. I have never had anyone work so hard on my behalf. He kept me updated every step of the way, he notified me immediately of any issues, and he stayed on top of my loan application the entire way. I started out as a co-borrower, but we had to drop the other co-borrower when her credit score tanked, but Nic stay beside me the entire way and helped me to get approved on my own. As long as it took to get everything straightened out, I'm surprised he didn't tell me to find someone else, but he was determined. He did an excellent job. If anyone ever asks me for a home mortgage referral, I'm sending them straight to Paddio and Nicholas Ugolini!
He killed it, very helpful and to the point. He helped answer any questions I had along the way and kept me up to date with what was going on. He always answered when I'd call (even on the weekend) Nick is an exceptional loan officer and I'd recommend him to anyone! Thank you nick!
Nick was helpful and made the process a lot less daunting and easy to understand. He was also super friendly, it was like talking to a knowledgeable old friend
Nicholas was perfect! And that is not an exaggeration. This is our first experience with a lender and he educated us very well on how the process would go and how interest rates, appraisal, underwriting etc. would impact us. He calculated what each loan type would cost us as well as how different down-payment amounts impacted the monthly rate, to find the best option for us. (Importantly: The rate he estimated for us was completely transparent and was demonstrated in the Loan Estimate; Something other lenders and loan officers failed to do). And when our appraisal came in absurdly low, we planned on walking away. But he was able to find a solution that did not require much extra out-of-pocket for us. This will not be the first house we get a loan on in the near future, so Nic will be the first person we contact for future deals.He was beyond personable, educating, accommodating, and most importantly, Trustworthy! I plan on having a continuing professional relationship with Nicholas!